I was told that under low range 4x4 conditions the engine will get hot [No...der!] and this is normal.
When pulling up the clyde, my MN sits around 92-95
When i was in the vic high country late last year, did a full day of driving in low range, up some very steep muddy climbs, generally hovering around 3000rpm, the truck comfortably sat between 88-92
I am no mechanic, and the following statement may be wrong (so someone please correct me), but i tend to find that the temps REALLY start to climb when i push it up hill in a gear that is too low, subsequently the revs drop. I assume this is because more fuel is being pumped into the engine by putting the foot down, but because the revs are down, the turbo is not being very efficient, so you get a hotter burn.
With that said, my MN has never got over 96.